{"schema_version":"secwatch.filing_event.v1","accession":"0001547903-21-000164","form_type":"8-K","ticker":"NMIH","cik":"0001547903","company_name":"NMI Holdings, Inc.","filed_at":"2021-11-02T23:59:59+00:00","discovered_at":"2026-05-14T18:04:12.985106+00:00","generated_at":"2026-06-28T15:06:45.025240+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"NMI Holdings Q3 net income $60.2M, diluted EPS $0.69, adjusted EPS $0.71","bullets":["Net income of $60.2M ($0.69 diluted EPS) vs $57.5M in Q2 2021 and $38.2M in Q3 2020.","Adjusted net income of $61.8M ($0.71 diluted EPS) vs $58.1M in Q2 2021 and $40.4M in Q3 2020.","Diluted EPS grew 53% year-over-year from $0.45 to $0.69."],"urls":{"canonical":"https://secwatch.observer/filing/0001547903-21-000164","json":"https://secwatch.observer/filing/0001547903-21-000164.json","markdown":"https://secwatch.observer/filing/0001547903-21-000164.md","text":"https://secwatch.observer/filing/0001547903-21-000164.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1547903/000154790321000164/0001547903-21-000164-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1547903/000154790321000164/nmih-20211102.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T15:06:45.025240+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}