---
schema_version: "secwatch.filing_event.v1"
accession: "0001547903-21-000164"
form_type: "8-K"
ticker: "NMIH"
cik: "0001547903"
company_name: "NMI Holdings, Inc."
filed_at: "2021-11-02T23:59:59+00:00"
generated_at: "2026-06-28T15:06:45.025240+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# NMI Holdings Q3 net income $60.2M, diluted EPS $0.69, adjusted EPS $0.71

## Summary
- Net income of $60.2M ($0.69 diluted EPS) vs $57.5M in Q2 2021 and $38.2M in Q3 2020.
- Adjusted net income of $61.8M ($0.71 diluted EPS) vs $58.1M in Q2 2021 and $40.4M in Q3 2020.
- Diluted EPS grew 53% year-over-year from $0.45 to $0.69.

## SEC filing metadata
- accession: 0001547903-21-000164
- form_type: 8-K
- ticker: NMIH
- cik: 0001547903
- company_name: NMI Holdings, Inc.
- filed_at: 2021-11-02T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1547903/000154790321000164/0001547903-21-000164-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1547903/000154790321000164/nmih-20211102.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001547903-21-000164
- JSON: https://secwatch.observer/filing/0001547903-21-000164.json
- Plain text: https://secwatch.observer/filing/0001547903-21-000164.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.