{"schema_version":"secwatch.filing_event.v1","accession":"0001547903-22-000050","form_type":"8-K","ticker":"NMIH","cik":"0001547903","company_name":"NMI Holdings, Inc.","filed_at":"2022-02-15T23:59:59+00:00","discovered_at":"2026-05-14T18:04:06.936211+00:00","generated_at":"2026-06-27T07:57:42.308178+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"NMIH Q4 net income $60.5M, EPS $0.69, up 25% YoY; $125M buyback authorized","bullets":["Q4 2021 net income $60.5M ($0.69 diluted EPS) vs $48.3M ($0.56) in Q4 2020.","Full year 2021 net income $231.1M ($2.65 diluted EPS) vs $171.6M ($2.13) in 2020.","Adjusted net income Q4 $63.5M ($0.73 diluted EPS); full year $236.8M ($2.73).","Board approved new $125M share repurchase program through December 31, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001547903-22-000050","json":"https://secwatch.observer/filing/0001547903-22-000050.json","markdown":"https://secwatch.observer/filing/0001547903-22-000050.md","text":"https://secwatch.observer/filing/0001547903-22-000050.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1547903/000154790322000050/0001547903-22-000050-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1547903/000154790322000050/nmih-20220215.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T07:57:42.308178+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}