---
schema_version: "secwatch.filing_event.v1"
accession: "0001547903-22-000050"
form_type: "8-K"
ticker: "NMIH"
cik: "0001547903"
company_name: "NMI Holdings, Inc."
filed_at: "2022-02-15T23:59:59+00:00"
generated_at: "2026-06-27T07:57:42.308178+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# NMIH Q4 net income $60.5M, EPS $0.69, up 25% YoY; $125M buyback authorized

## Summary
- Q4 2021 net income $60.5M ($0.69 diluted EPS) vs $48.3M ($0.56) in Q4 2020.
- Full year 2021 net income $231.1M ($2.65 diluted EPS) vs $171.6M ($2.13) in 2020.
- Adjusted net income Q4 $63.5M ($0.73 diluted EPS); full year $236.8M ($2.73).
- Board approved new $125M share repurchase program through December 31, 2023.

## SEC filing metadata
- accession: 0001547903-22-000050
- form_type: 8-K
- ticker: NMIH
- cik: 0001547903
- company_name: NMI Holdings, Inc.
- filed_at: 2022-02-15T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1547903/000154790322000050/0001547903-22-000050-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1547903/000154790322000050/nmih-20220215.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001547903-22-000050
- JSON: https://secwatch.observer/filing/0001547903-22-000050.json
- Plain text: https://secwatch.observer/filing/0001547903-22-000050.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.