{"schema_version":"secwatch.filing_event.v1","accession":"0001547903-22-000089","form_type":"8-K","ticker":"NMIH","cik":"0001547903","company_name":"NMI Holdings, Inc.","filed_at":"2022-05-04T23:59:59+00:00","discovered_at":"2026-05-14T18:04:01.150494+00:00","generated_at":"2026-06-26T00:40:37.029618+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"medium","headline":"NMIH Q1 net income $67.7M ($0.77 EPS), up 28% YoY; announces $290M reinsurance deal","bullets":["Net income $67.7M ($0.77 diluted EPS) vs $52.9M ($0.61) in Q1 2021, a 28% increase.","Adjusted net income $67.5M ($0.77 diluted) vs $53.4M ($0.62) in Q1 2021.","Announced a $290 million excess of loss reinsurance agreement to manage risk."],"urls":{"canonical":"https://secwatch.observer/filing/0001547903-22-000089","json":"https://secwatch.observer/filing/0001547903-22-000089.json","markdown":"https://secwatch.observer/filing/0001547903-22-000089.md","text":"https://secwatch.observer/filing/0001547903-22-000089.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1547903/000154790322000089/0001547903-22-000089-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1547903/000154790322000089/nmih-20220504.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T00:40:37.029618+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}