---
schema_version: "secwatch.filing_event.v1"
accession: "0001547903-22-000089"
form_type: "8-K"
ticker: "NMIH"
cik: "0001547903"
company_name: "NMI Holdings, Inc."
filed_at: "2022-05-04T23:59:59+00:00"
generated_at: "2026-06-26T00:40:37.029618+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "medium"
source: SEC EDGAR
---

# NMIH Q1 net income $67.7M ($0.77 EPS), up 28% YoY; announces $290M reinsurance deal

## Summary
- Net income $67.7M ($0.77 diluted EPS) vs $52.9M ($0.61) in Q1 2021, a 28% increase.
- Adjusted net income $67.5M ($0.77 diluted) vs $53.4M ($0.62) in Q1 2021.
- Announced a $290 million excess of loss reinsurance agreement to manage risk.

## SEC filing metadata
- accession: 0001547903-22-000089
- form_type: 8-K
- ticker: NMIH
- cik: 0001547903
- company_name: NMI Holdings, Inc.
- filed_at: 2022-05-04T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: medium
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1547903/000154790322000089/0001547903-22-000089-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1547903/000154790322000089/nmih-20220504.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001547903-22-000089
- JSON: https://secwatch.observer/filing/0001547903-22-000089.json
- Plain text: https://secwatch.observer/filing/0001547903-22-000089.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.