{"schema_version":"secwatch.filing_event.v1","accession":"0001547903-22-000163","form_type":"8-K","ticker":"NMIH","cik":"0001547903","company_name":"NMI Holdings, Inc.","filed_at":"2022-11-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:51.102589+00:00","generated_at":"2026-06-22T18:12:52.071207+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NMIH Q3 net income $76.8M ($0.90 diluted EPS), up 27% YoY","bullets":["Net income of $76.8M compared to $60.2M in Q3 2021, a 27% increase.","Diluted EPS of $0.90 versus $0.86 in Q2 2022 and $0.69 in Q3 2021.","Adjusted net income also $76.8M ($0.90 diluted EPS), matching GAAP results."],"urls":{"canonical":"https://secwatch.observer/filing/0001547903-22-000163","json":"https://secwatch.observer/filing/0001547903-22-000163.json","markdown":"https://secwatch.observer/filing/0001547903-22-000163.md","text":"https://secwatch.observer/filing/0001547903-22-000163.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1547903/000154790322000163/0001547903-22-000163-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1547903/000154790322000163/nmih-20221101.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T18:12:52.071207+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a82229f74d9c517099152b3ad35de145afca9ce7","claim":"NMI Holdings, Inc. reported third quarter ended September 30, 2022 results: net income $76.8 million, EPS $0.90 per diluted share.","evidence_excerpt":"NMI Holdings, Inc. Reports Third Quarter 2022 Financial Results EMERYVILLE, Calif., Nov. 1, 2022 -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $76.8 million, or $0.90 per diluted share, for the third quarter ended September 30, 2022, which compares to $75.4 million, or $0.86 per diluted share, in the second quarter ended June 30, 2022 and $60.2 million, or $0.69 per diluted share, in the third quarter ended September 30, 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1547903/000154790322000163/0001547903-22-000163-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter ended September 30, 2022"},{"label":"Net income","value":"$76.8 million"},{"label":"EPS","value":"$0.90 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}