---
schema_version: "secwatch.filing_event.v1"
accession: "0001547903-22-000163"
form_type: "8-K"
ticker: "NMIH"
cik: "0001547903"
company_name: "NMI Holdings, Inc."
filed_at: "2022-11-01T23:59:59+00:00"
generated_at: "2026-06-22T18:12:52.071207+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# NMIH Q3 net income $76.8M ($0.90 diluted EPS), up 27% YoY

## Summary
- Net income of $76.8M compared to $60.2M in Q3 2021, a 27% increase.
- Diluted EPS of $0.90 versus $0.86 in Q2 2022 and $0.69 in Q3 2021.
- Adjusted net income also $76.8M ($0.90 diluted EPS), matching GAAP results.

## SEC filing metadata
- accession: 0001547903-22-000163
- form_type: 8-K
- ticker: NMIH
- cik: 0001547903
- company_name: NMI Holdings, Inc.
- filed_at: 2022-11-01T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1547903/000154790322000163/0001547903-22-000163-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1547903/000154790322000163/nmih-20221101.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001547903-22-000163
- JSON: https://secwatch.observer/filing/0001547903-22-000163.json
- Plain text: https://secwatch.observer/filing/0001547903-22-000163.txt

## Key facts
- Earnings Releases
  NMI Holdings, Inc. reported third quarter ended September 30, 2022 results: net income $76.8 million, EPS $0.90 per diluted share.
  - Period: third quarter ended September 30, 2022
  - Net income: $76.8 million
  - EPS: $0.90 per diluted share
  - Result: reported results
  source text: NMI Holdings, Inc. Reports Third Quarter 2022 Financial Results EMERYVILLE, Calif., Nov. 1, 2022 -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $76.8 million, or $0.90 per diluted share, for the third quarter ended September 30, 2022, which compares to $75.4 million, or $0.86 per diluted share, in the second quarter ended June 30, 2022 and $60.2 million, or $0.69 per diluted share, in the third quarter ended September 30, 2021.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1547903/000154790322000163/0001547903-22-000163-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.