{"schema_version":"secwatch.filing_event.v1","accession":"0001547903-23-000031","form_type":"8-K","ticker":"NMIH","cik":"0001547903","company_name":"NMI Holdings, Inc.","filed_at":"2023-02-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:45.524872+00:00","generated_at":"2026-06-19T13:43:53.067661+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"NMI Holdings Q4 net income $72.9M ($0.86 EPS), up 20% YoY","bullets":["Net income Q4 2022 $72.9M ($0.86 diluted), up from $60.5M ($0.69) in Q4 2021.","Full year 2022 net income $292.9M ($3.39 diluted), up from $231.1M ($2.65) in 2021.","Adjusted net income Q4 2022 $72.9M ($0.86) vs $63.5M ($0.73) in Q4 2021.","Sequentially, net income declined from Q3 2022's $76.8M ($0.90) to $72.9M."],"urls":{"canonical":"https://secwatch.observer/filing/0001547903-23-000031","json":"https://secwatch.observer/filing/0001547903-23-000031.json","markdown":"https://secwatch.observer/filing/0001547903-23-000031.md","text":"https://secwatch.observer/filing/0001547903-23-000031.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1547903/000154790323000031/0001547903-23-000031-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1547903/000154790323000031/nmih-20230214.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-19T13:43:53.067661+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0ac2f55b9f9eef41de2e8a5094df34e2749de9b3","claim":"NMI Holdings, Inc. reported fourth quarter ended December 31, 2022 results: net income $72.9 million, EPS $0.86 per diluted share.","evidence_excerpt":"NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $72.9 million, or $0.86 per diluted share, for the fourth quarter ended December 31, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1547903/000154790323000031/0001547903-23-000031-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter ended December 31, 2022"},{"label":"Net income","value":"$72.9 million"},{"label":"EPS","value":"$0.86 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"f19284b96d6cb7ff141ece459fb5e5e54de829ca","claim":"NMI Holdings, Inc. reported full year ended December 31, 2022 results: net income $292.9 million, EPS $3.39 per diluted share.","evidence_excerpt":"Net income for the full year ended December 31, 2022 was $292.9 million or $3.39 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1547903/000154790323000031/0001547903-23-000031-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"full year ended December 31, 2022"},{"label":"Net income","value":"$292.9 million"},{"label":"EPS","value":"$3.39 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}