{"schema_version":"secwatch.filing_event.v1","accession":"0001547903-23-000084","form_type":"8-K","ticker":"NMIH","cik":"0001547903","company_name":"NMI Holdings, Inc.","filed_at":"2023-05-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.343815+00:00","generated_at":"2026-06-16T03:26:45.694228+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"NMI Holdings Q1 net income $74.5M ($0.88 diluted), revenue $136.8M","bullets":["Net income of $74.5M ($0.88 diluted) up 10% from $67.7M ($0.77) in Q1 2022.","Total revenue $136.8M vs $127.4M YoY; net premiums earned $121.8M up 5%.","Primary insurance-in-force $186.7B, up 18% from $158.9B a year ago.","Book value per share ex unrealized gains/losses $22.56, up 19% YoY.","Underwriting & operating expenses $25.8M, down 22% from $32.9M YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001547903-23-000084","json":"https://secwatch.observer/filing/0001547903-23-000084.json","markdown":"https://secwatch.observer/filing/0001547903-23-000084.md","text":"https://secwatch.observer/filing/0001547903-23-000084.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1547903/000154790323000084/0001547903-23-000084-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1547903/000154790323000084/nmih-20230502.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T03:26:45.694228+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2ea8e1d89a41ecb1229361301a1858754375c4f0","claim":"NMI Holdings, Inc. reported First quarter 2023 (fiscal quarter ended March 31, 2023) results: net income net income of $74.5 million, EPS $0.88 per diluted share.","evidence_excerpt":"NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $74.5 million, or $0.88 per diluted share, for the first quarter ended March 31, 2023, which compares to $72.9 million, or $0.86 per diluted share, in the fourth quarter ended December 31, 2022 and $67.7 million, or $0.77 per diluted share, in the first quarter ended March 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1547903/000154790323000084/0001547903-23-000084-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"First quarter 2023 (fiscal quarter ended March 31, 2023)"},{"label":"Net income","value":"net income of $74.5 million"},{"label":"EPS","value":"$0.88 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}