{"schema_version":"secwatch.filing_event.v1","accession":"0001547903-23-000111","form_type":"8-K","ticker":"NMIH","cik":"0001547903","company_name":"NMI Holdings, Inc.","filed_at":"2023-08-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.265499+00:00","generated_at":"2026-06-12T18:06:32.635340+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"NMIH Q2 net income $80.3M ($0.95 EPS); announces $200M share buyback","bullets":["Net income $80.3M ($0.95 EPS); net premiums earned $126.0M, up 4% YoY.","Primary insurance-in-force $191.3B, up 13% YoY from $168.6B.","Book value per share ex-unrealized gains $23.53, up 18% YoY; ROE 18.6%.","Board authorized additional $200M share repurchase program through Dec 31, 2025.","Loss ratio 2.3% vs 5.5% prior quarter; expense ratio improved to 21.8% from 25.4% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001547903-23-000111","json":"https://secwatch.observer/filing/0001547903-23-000111.json","markdown":"https://secwatch.observer/filing/0001547903-23-000111.md","text":"https://secwatch.observer/filing/0001547903-23-000111.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1547903/000154790323000111/0001547903-23-000111-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1547903/000154790323000111/nmih-20230801.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T18:06:32.635340+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7765086197ee8be882757b6bbd1ce333934ec0ba","claim":"NMI Holdings, Inc. reported the second quarter ended June 30, 2023 results: revenue $142.7 million, net income $80.3 million, EPS $0.95 per diluted share.","evidence_excerpt":"quarter of 2022 • Net premiums earned were $126.0 million, compared to $121.8 million in the first quarter and $120.9 million in the second quarter of 2022 • Total revenue was $142.7 million, compared to $136.8 million in the first quarter and $132.2 million in the second quarter of 2022 • Underwriting and operating expenses were $27.4 million, compared to $25.8","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1547903/000154790323000111/0001547903-23-000111-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter ended June 30, 2023"},{"label":"Revenue","value":"$142.7 million"},{"label":"Net income","value":"$80.3 million"},{"label":"EPS","value":"$0.95 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}