secwatch.observer — SEC 8-K summary
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Issuer:     NMI Holdings, Inc. (NMIH)
CIK:        0001547903
Form:       8-K
Filed at:   2023-08-01T23:59:59+00:00
Accession:  0001547903-23-000111
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

NMIH Q2 net income $80.3M ($0.95 EPS); announces $200M share buyback
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- Net income $80.3M ($0.95 EPS); net premiums earned $126.0M, up 4% YoY.
- Primary insurance-in-force $191.3B, up 13% YoY from $168.6B.
- Book value per share ex-unrealized gains $23.53, up 18% YoY; ROE 18.6%.
- Board authorized additional $200M share repurchase program through Dec 31, 2025.
- Loss ratio 2.3% vs 5.5% prior quarter; expense ratio improved to 21.8% from 25.4% YoY.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1547903/000154790323000111/0001547903-23-000111-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1547903/000154790323000111/nmih-20230801.htm
  HTML page:      https://secwatch.observer/filing/0001547903-23-000111

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer