{"schema_version":"secwatch.filing_event.v1","accession":"0001547903-24-000033","form_type":"8-K","ticker":"NMIH","cik":"0001547903","company_name":"NMI Holdings, Inc.","filed_at":"2024-02-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.567225+00:00","generated_at":"2026-06-06T02:19:28.086895+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"NMI Holdings Q4 net income $83.4M ($1.01 EPS); full year EPS $3.84 vs $3.39","bullets":["Q4 2023 net income of $83.4M ($1.01 diluted EPS) vs $84.0M ($1.00) in Q3 and $72.9M ($0.86) in Q4 2022.","Full year 2023 net income $322.1M ($3.84 diluted EPS) vs $292.9M ($3.39) in 2022, up ~10%.","Adjusted net income matched GAAP net income for both periods; no adjustment items.","Sequential EPS slightly down ($1.01 vs $1.00) but net income flat; YoY comparison shows strong growth."],"urls":{"canonical":"https://secwatch.observer/filing/0001547903-24-000033","json":"https://secwatch.observer/filing/0001547903-24-000033.json","markdown":"https://secwatch.observer/filing/0001547903-24-000033.md","text":"https://secwatch.observer/filing/0001547903-24-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1547903/000154790324000033/0001547903-24-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1547903/000154790324000033/nmih-20240214.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T02:19:28.086895+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"039fd281f2e41cef5ae1d410f3f03af2f9adf4f5","claim":"NMI Holdings, Inc. reported the fourth quarter ended December 31, 2023 results: net income $83.4 million, EPS $1.01 per diluted share.","evidence_excerpt":"NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $83.4 million, or $1.01 per diluted share, for the fourth quarter ended December 31, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1547903/000154790324000033/0001547903-24-000033-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter ended December 31, 2023"},{"label":"Net income","value":"$83.4 million"},{"label":"EPS","value":"$1.01 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"7d9580a55a4837daa84317d8be38174ba30c2d1c","claim":"NMI Holdings, Inc. reported the full year ended December 31, 2023 results: net income $322.1 million, EPS $3.84 per diluted share.","evidence_excerpt":"Net income for the full year ended December 31, 2023 was $322.1 million or $3.84 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1547903/000154790324000033/0001547903-24-000033-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the full year ended December 31, 2023"},{"label":"Net income","value":"$322.1 million"},{"label":"EPS","value":"$3.84 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}