---
schema_version: "secwatch.filing_event.v1"
accession: "0001547903-24-000158"
form_type: "8-K"
ticker: "NMIH"
cik: "0001547903"
company_name: "NMI Holdings, Inc."
filed_at: "2024-11-06T23:59:59+00:00"
generated_at: "2026-05-30T04:31:31.334147+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# NMI Holdings Q3 net income $92.8M, EPS $1.15; insurance-in-force $207.5B; new reinsurance deals

## Summary
- Net income $92.8M ($1.15 diluted EPS), up 11% YoY; adjusted diluted EPS $1.15.
- Total revenue $166.1M (+12% YoY); net premiums earned $143.3M (+10% YoY).
- Primary insurance-in-force $207.5B (+7% YoY); new insurance written $12.2B (+8% YoY).
- Loss ratio 7.2% (vs 3.7% YoY) as claims expenses rose to $10.3M from $4.8M.
- Entered new quota share and excess-of-loss reinsurance agreements covering 2025-2027.

## SEC filing metadata
- accession: 0001547903-24-000158
- form_type: 8-K
- ticker: NMIH
- cik: 0001547903
- company_name: NMI Holdings, Inc.
- filed_at: 2024-11-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1547903/000154790324000158/0001547903-24-000158-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1547903/000154790324000158/nmih-20241106.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001547903-24-000158
- JSON: https://secwatch.observer/filing/0001547903-24-000158.json
- Plain text: https://secwatch.observer/filing/0001547903-24-000158.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.