secwatch.observer — SEC 8-K summary
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Issuer:     NMI Holdings, Inc. (NMIH)
CIK:        0001547903
Form:       8-K
Filed at:   2024-11-06T23:59:59+00:00
Accession:  0001547903-24-000158
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

NMI Holdings Q3 net income $92.8M, EPS $1.15; insurance-in-force $207.5B; new reinsurance deals
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- Net income $92.8M ($1.15 diluted EPS), up 11% YoY; adjusted diluted EPS $1.15.
- Total revenue $166.1M (+12% YoY); net premiums earned $143.3M (+10% YoY).
- Primary insurance-in-force $207.5B (+7% YoY); new insurance written $12.2B (+8% YoY).
- Loss ratio 7.2% (vs 3.7% YoY) as claims expenses rose to $10.3M from $4.8M.
- Entered new quota share and excess-of-loss reinsurance agreements covering 2025-2027.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1547903/000154790324000158/0001547903-24-000158-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1547903/000154790324000158/nmih-20241106.htm
  HTML page:      https://secwatch.observer/filing/0001547903-24-000158

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer