{"schema_version":"secwatch.filing_event.v1","accession":"0001547903-25-000004","form_type":"8-K","ticker":"NMIH","cik":"0001547903","company_name":"NMI Holdings, Inc.","filed_at":"2025-02-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.963467+00:00","generated_at":"2026-05-27T01:38:16.659079+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"NMI Holdings Q4 net income $86.2M ($1.07 EPS); full year EPS $4.43; $250M buyback authorized","bullets":["Q4 2024 net income $86.2M ($1.07 diluted) vs $83.4M ($1.01) in Q4 2023, up 3.4%.","Full year 2024 net income $360.1M ($4.43 diluted) vs $322.1M ($3.84) in 2023, up 11.8%.","Adjusted net income Q4 2024 $86.1M ($1.07 diluted); full year $365.6M ($4.50 diluted).","Board authorized an additional $250M share repurchase program."],"urls":{"canonical":"https://secwatch.observer/filing/0001547903-25-000004","json":"https://secwatch.observer/filing/0001547903-25-000004.json","markdown":"https://secwatch.observer/filing/0001547903-25-000004.md","text":"https://secwatch.observer/filing/0001547903-25-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1547903/000154790325000004/0001547903-25-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1547903/000154790325000004/nmih-20250206.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T01:38:16.659079+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}