---
schema_version: "secwatch.filing_event.v1"
accession: "0001547903-25-000004"
form_type: "8-K"
ticker: "NMIH"
cik: "0001547903"
company_name: "NMI Holdings, Inc."
filed_at: "2025-02-06T23:59:59+00:00"
generated_at: "2026-05-27T01:38:16.659079+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# NMI Holdings Q4 net income $86.2M ($1.07 EPS); full year EPS $4.43; $250M buyback authorized

## Summary
- Q4 2024 net income $86.2M ($1.07 diluted) vs $83.4M ($1.01) in Q4 2023, up 3.4%.
- Full year 2024 net income $360.1M ($4.43 diluted) vs $322.1M ($3.84) in 2023, up 11.8%.
- Adjusted net income Q4 2024 $86.1M ($1.07 diluted); full year $365.6M ($4.50 diluted).
- Board authorized an additional $250M share repurchase program.

## SEC filing metadata
- accession: 0001547903-25-000004
- form_type: 8-K
- ticker: NMIH
- cik: 0001547903
- company_name: NMI Holdings, Inc.
- filed_at: 2025-02-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1547903/000154790325000004/0001547903-25-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1547903/000154790325000004/nmih-20250206.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001547903-25-000004
- JSON: https://secwatch.observer/filing/0001547903-25-000004.json
- Plain text: https://secwatch.observer/filing/0001547903-25-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.