secwatch.observer — SEC 8-K summary
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Issuer:     NMI Holdings, Inc. (NMIH)
CIK:        0001547903
Form:       8-K
Filed at:   2025-04-29T23:59:59+00:00
Accession:  0001547903-25-000059
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

NMI Holdings posts record Q1 2025 net income $102.6M, diluted EPS $1.28
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- Net income of $102.6M ($1.28 diluted EPS) vs $89.0M ($1.08) in Q1 2024, up 15% and 18% respectively.
- Total revenue $173.2M, net premiums earned $149.4M, both up 9% YoY.
- Loss ratio improved to 3.0% from 12.0% in prior quarter; expense ratio 20.2% vs 21.7%.
- Primary insurance-in-force $211.3B (+6% YoY); book value per share (ex-unrealized) $30.85 (+17% YoY).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1547903/000154790325000059/0001547903-25-000059-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1547903/000154790325000059/nmih-20250429.htm
  HTML page:      https://secwatch.observer/filing/0001547903-25-000059

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer