earnings
confidence high
sentiment positive
materiality 0.70
NMIH Q3 net income $96M ($1.22 EPS); revenue $178.7M; insurance-in-force up 5% YoY
NMI Holdings, Inc.
2025-Q3 EPS reported
$3.72
revenue$525,704,000
- Net income $96.0M ($1.22 diluted EPS) vs $92.8M ($1.15) YoY; adjusted EPS $1.21.
- Total revenue $178.7M, up 8% YoY; net premiums earned $151.3M, up 6% YoY.
- Primary insurance-in-force $218.4B, up 2% QoQ and 5% YoY; NIW $13.0B.
- Claims expenses $18.6M, loss ratio 12.3% (vs 7.2% YoY); expense ratio improved to 19.3%.
- Book value per share ex. unrealized gains $33.32, up 4% QoQ and 16% YoY.