secwatch.observer — SEC 8-K summary
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Issuer:     NMI Holdings, Inc. (NMIH)
CIK:        0001547903
Form:       8-K
Filed at:   2026-04-30T23:59:59+00:00
Accession:  0001547903-26-000027
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

NMI Holdings Q1 net income $99.3M, EPS $1.28 flat YoY; revenue up 6% to $183.5M
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- Net income $99.3M, diluted EPS $1.28 flat YoY; adjusted net income $99.4M, adjusted EPS $1.28.
- Total revenue $183.5M (+6% YoY); net premiums earned $154.8M (+4% YoY).
- Loss ratio 13.3% vs 3.0% YoY; claims expense $20.7M vs $4.5M YoY, up 361%.
- Primary insurance-in-force $222.3B (+5% YoY); NIW $12.3B (+33% YoY).
- Book value per share ex-U&L $35.46, up 15% YoY; annualized ROE 15.2% vs 18.1% YoY.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1547903/000154790326000027/0001547903-26-000027-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1547903/000154790326000027/nmih-20260430.htm
  HTML page:      https://secwatch.observer/filing/0001547903-26-000027

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer