secwatch.observer — SEC 8-K summary
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Issuer:     NMI Holdings, Inc. (NMIH)
CIK:        0001547903
Form:       8-K
Filed at:   2026-07-30T20:03:58+00:00
Accession:  0001547903-26-000037
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

NMI Holdings reports record Q2 net income of $105.8M, diluted EPS $1.38, up 14% YoY
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- Net income $105.8M ($1.38 diluted EPS) vs $96.2M ($1.21) in Q2 2025, up 10% and 14% respectively.
- Primary insurance-in-force $227.1B, up 6% YoY; new insurance written $16.1B, up 29% YoY.
- Loss ratio improved to 8.3% from 9.0% YoY and 13.3% QoQ; expense ratio 19.4%.
- Book value per share ex unrealized gains $36.88, up 15% YoY; annualized adjusted ROE 15.9%.
- Total revenue $187.9M, up 8% YoY; net premiums earned $157.5M, up 6% YoY.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1547903/000154790326000037/0001547903-26-000037-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1547903/000154790326000037/nmih-20260730.htm
  HTML page:      https://secwatch.observer/filing/0001547903-26-000037

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer