{"schema_version":"secwatch.filing_event.v1","accession":"0001552033-22-000047","form_type":"8-K","ticker":"TRU","cik":"0001552033","company_name":"TransUnion","filed_at":"2022-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:56.132841+00:00","generated_at":"2026-06-24T08:43:44.800954+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"TransUnion Q2 revenue up 30% to $948M; adjusted EPS $0.98; revises FY guidance for FX and mortgage headwinds","bullets":["Revenue $948M (+30% YoY, +5% organic constant currency); net income $96M ($0.49 diluted EPS) vs $128M ($0.66) prior year.","Adjusted EBITDA $350M (+19% YoY); margin 36.9% vs 40.6% last year.","Guidance: FY 2022 organic constant currency growth 4-5% ex-mortgage; adjusted diluted EPS $3.70-$3.85.","Expects U.S. mortgage revenue down 30-35% due to 40-45% inquiry declines.","Completed Verisk Financial Services acquisition for $508M in April 2022; prepaid $400M debt in January 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001552033-22-000047","json":"https://secwatch.observer/filing/0001552033-22-000047.json","markdown":"https://secwatch.observer/filing/0001552033-22-000047.md","text":"https://secwatch.observer/filing/0001552033-22-000047.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1552033/000155203322000047/0001552033-22-000047-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1552033/000155203322000047/ck0001552033-20220726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T08:43:44.800954+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}