---
schema_version: "secwatch.filing_event.v1"
accession: "0001552033-22-000047"
form_type: "8-K"
ticker: "TRU"
cik: "0001552033"
company_name: "TransUnion"
filed_at: "2022-07-26T23:59:59+00:00"
generated_at: "2026-06-24T08:43:44.800954+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# TransUnion Q2 revenue up 30% to $948M; adjusted EPS $0.98; revises FY guidance for FX and mortgage headwinds

## Summary
- Revenue $948M (+30% YoY, +5% organic constant currency); net income $96M ($0.49 diluted EPS) vs $128M ($0.66) prior year.
- Adjusted EBITDA $350M (+19% YoY); margin 36.9% vs 40.6% last year.
- Guidance: FY 2022 organic constant currency growth 4-5% ex-mortgage; adjusted diluted EPS $3.70-$3.85.
- Expects U.S. mortgage revenue down 30-35% due to 40-45% inquiry declines.
- Completed Verisk Financial Services acquisition for $508M in April 2022; prepaid $400M debt in January 2022.

## SEC filing metadata
- accession: 0001552033-22-000047
- form_type: 8-K
- ticker: TRU
- cik: 0001552033
- company_name: TransUnion
- filed_at: 2022-07-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1552033/000155203322000047/0001552033-22-000047-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1552033/000155203322000047/ck0001552033-20220726.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001552033-22-000047
- JSON: https://secwatch.observer/filing/0001552033-22-000047.json
- Plain text: https://secwatch.observer/filing/0001552033-22-000047.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.