secwatch.observer — SEC 8-K summary
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Issuer:     TransUnion (TRU)
CIK:        0001552033
Form:       8-K
Filed at:   2022-10-25T23:59:59+00:00
Accession:  0001552033-22-000053
Event type: earnings
Sentiment:  negative
Materiality: 0.72
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

TransUnion Q3 revenue up 26% to $938M, net income down 31%; guidance lowered
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- Revenue $938M (+26% YoY, +1% organic constant currency); net income $79M vs $114M; diluted EPS $0.41 vs $0.59.
- Adjusted EBITDA $341M (+13%), margin 36.3% vs 40.6%; adjusted diluted EPS $0.93 vs $0.91.
- U.S. Markets revenue $621M (+38% as reported, -2% organic); Financial Services $291M (+5%), Emerging Verticals $330M (+91%).
- International revenue $189M (+6%, +16% constant currency) led by India (+29%) and Asia Pacific (+20%).
- Guides Q4 revenue $896-916M; FY22 organic revenue ex-mortgage ~7%; adjusts for FX headwinds and moderating US Markets growth.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1552033/000155203322000053/0001552033-22-000053-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1552033/000155203322000053/ck0001552033-20221025.htm
  HTML page:      https://secwatch.observer/filing/0001552033-22-000053

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer