{"schema_version":"secwatch.filing_event.v1","accession":"0001552033-23-000047","form_type":"8-K","ticker":"TRU","cik":"0001552033","company_name":"TransUnion","filed_at":"2023-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.485361+00:00","generated_at":"2026-06-09T14:04:18.027239+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"TransUnion reports Q3 net loss of $400M on $495M UK goodwill impairment; cuts FY revenue growth to 2-3%","bullets":["Revenue $969M (+3% YoY); GAAP diluted EPS $(2.07) vs $0.41; adjusted EPS $0.91 vs $0.93.","Non-cash goodwill impairment of $495M for UK reporting unit due to worsening macro conditions affecting FinTech lenders.","U.S. Markets revenue +2%; International +12% (India +26%); Consumer Interactive -3%.","Prepaid $75M debt in Q3, YTD $225M; cash from operations $444M for nine months.","FY2023 guidance revised: revenue growth 2-3%, adjusted EBITDA $1.32-1.333B, adjusted EPS $3.24-3.28."],"urls":{"canonical":"https://secwatch.observer/filing/0001552033-23-000047","json":"https://secwatch.observer/filing/0001552033-23-000047.json","markdown":"https://secwatch.observer/filing/0001552033-23-000047.md","text":"https://secwatch.observer/filing/0001552033-23-000047.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1552033/000155203323000047/0001552033-23-000047-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1552033/000155203323000047/ck0001552033-20231024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T14:04:18.027239+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"09b7210b21ef94dc11b96f64d851117f16eee512","claim":"TransUnion reported the quarter ended September 30, 2023 results: revenue $969 million, net income $(400) million, EPS $(2.07). Guidance reaffirmed.","evidence_excerpt":"(NYSE: TRU) (the “Company”) today announced financial results for the quarter ended September 30, 2023. Third Quarter 2023 Results Revenue: • Total revenue for the quarter was $969 million, an increase of 3 percent (3 percent on a constant currency basis), compared with the third quarter of 2022. Earnings: • Net income (loss) attributable to TransUnion was $(400)","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1552033/000155203323000047/0001552033-23-000047-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Revenue","value":"$969 million"},{"label":"Net income","value":"$(400) million"},{"label":"EPS","value":"$(2.07)"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}