---
schema_version: "secwatch.filing_event.v1"
accession: "0001552033-23-000047"
form_type: "8-K"
ticker: "TRU"
cik: "0001552033"
company_name: "TransUnion"
filed_at: "2023-10-24T23:59:59+00:00"
generated_at: "2026-06-09T14:04:18.027239+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# TransUnion reports Q3 net loss of $400M on $495M UK goodwill impairment; cuts FY revenue growth to 2-3%

## Summary
- Revenue $969M (+3% YoY); GAAP diluted EPS $(2.07) vs $0.41; adjusted EPS $0.91 vs $0.93.
- Non-cash goodwill impairment of $495M for UK reporting unit due to worsening macro conditions affecting FinTech lenders.
- U.S. Markets revenue +2%; International +12% (India +26%); Consumer Interactive -3%.
- Prepaid $75M debt in Q3, YTD $225M; cash from operations $444M for nine months.
- FY2023 guidance revised: revenue growth 2-3%, adjusted EBITDA $1.32-1.333B, adjusted EPS $3.24-3.28.

## SEC filing metadata
- accession: 0001552033-23-000047
- form_type: 8-K
- ticker: TRU
- cik: 0001552033
- company_name: TransUnion
- filed_at: 2023-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1552033/000155203323000047/0001552033-23-000047-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1552033/000155203323000047/ck0001552033-20231024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001552033-23-000047
- JSON: https://secwatch.observer/filing/0001552033-23-000047.json
- Plain text: https://secwatch.observer/filing/0001552033-23-000047.txt

## Key facts
- Earnings Releases
  TransUnion reported the quarter ended September 30, 2023 results: revenue $969 million, net income $(400) million, EPS $(2.07). Guidance reaffirmed.
  - Period: the quarter ended September 30, 2023
  - Revenue: $969 million
  - Net income: $(400) million
  - EPS: $(2.07)
  - Guidance: reaffirmed
  - Result: reported results
  source text: (NYSE: TRU) (the “Company”) today announced financial results for the quarter ended September 30, 2023. Third Quarter 2023 Results Revenue: • Total revenue for the quarter was $969 million, an increase of 3 percent (3 percent on a constant currency basis), compared with the third quarter of 2022. Earnings: • Net income (loss) attributable to TransUnion was $(400)
  evidence_url: https://www.sec.gov/Archives/edgar/data/1552033/000155203323000047/0001552033-23-000047-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.