---
schema_version: "secwatch.filing_event.v1"
accession: "0001552033-23-000053"
form_type: "8-K"
ticker: "TRU"
cik: "0001552033"
company_name: "TransUnion"
filed_at: "2023-10-27T23:59:59+00:00"
generated_at: "2026-06-09T06:59:24.510771+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# TransUnion refinances $1.9B in credit facilities; increases revolver by $300M

## Summary
- Entered $1.3B 2023 Refinancing Term A-4 Loans and $600M New Revolving Credit Commitments (up $300M).
- Proceeds used to refinance $1.0B Term A-3 Loans and prepay $300M of Term B-6 Loans.
- New loans mature Oct 27, 2028; quarterly amortization: $8.125M for first 8 quarters, then $16.25M.
- Interest rates: SOFR + margin 1.25%-2.00% (0.10% CSA) or base rate + margin 0.25%-1.00%.

## SEC filing metadata
- accession: 0001552033-23-000053
- form_type: 8-K
- ticker: TRU
- cik: 0001552033
- company_name: TransUnion
- filed_at: 2023-10-27T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1552033/000155203323000053/0001552033-23-000053-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1552033/000155203323000053/ck0001552033-20231027.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001552033-23-000053
- JSON: https://secwatch.observer/filing/0001552033-23-000053.json
- Plain text: https://secwatch.observer/filing/0001552033-23-000053.txt

## Key facts
- Debt Financings
  TransUnion incurred term loan of $1,300,000,000 with Deutsche Bank AG New York Branch at SOFR plus applicable margin that ranges from 1.25% to 2.00% or alternate base ra maturing October 27, 2028.
  - Instrument: term loan
  - Principal: $1,300,000,000
  - Counterparty: Deutsche Bank AG New York Branch
  - Rate: SOFR plus applicable margin that ranges from 1.25% to 2.00% or alternate base ra
  - Maturity: October 27, 2028
  - Event: incurrence
  source text: provide for new term loans in an aggregate principal amount of $1,300,000,000 (the "2023 Refinancing Term A-4 Loans")
  evidence_url: https://www.sec.gov/Archives/edgar/data/1552033/000155203323000053/0001552033-23-000053-index.htm
- Debt Financings
  TransUnion incurred revolving credit of $600,000,000 with Deutsche Bank AG New York Branch at SOFR plus applicable margin that ranges from 1.25% to 2.00% or alternate base ra maturing October 27, 2028.
  - Instrument: revolving credit
  - Principal: $600,000,000
  - Counterparty: Deutsche Bank AG New York Branch
  - Rate: SOFR plus applicable margin that ranges from 1.25% to 2.00% or alternate base ra
  - Maturity: October 27, 2028
  - Event: incurrence
  source text: Pursuant to the Amendment, the Credit Agreement was amended to, among other things: (1) refinance in full the existing revolving credit facility with a new tranche of revolving credit commitments in an aggregate principal amount of $600,000,000
  evidence_url: https://www.sec.gov/Archives/edgar/data/1552033/000155203323000053/0001552033-23-000053-index.htm
- Material Agreements
  TransUnion amended Amendment No. 21 with Deutsche Bank AG New York Branch valued at $1,300,000,000 (effective 2023-10-27).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: Deutsche Bank AG New York Branch
  - Value: $1,300,000,000
  - Effective: 2023-10-27
  source text: On October 27, 2023, TransUnion Intermediate Holdings, Inc. (“Holdings”), Trans Union LLC (the “Borrower”), certain wholly-owned subsidiaries of TransUnion, Deutsche Bank AG New York Branch, as the administrative agent and the collateral agent, and the lenders party thereto entered into Amendment No. 21 (the “Amendment”) to the Third Amended and Restated Credit Agreement
  evidence_url: https://www.sec.gov/Archives/edgar/data/1552033/000155203323000053/0001552033-23-000053-index.htm
- Material Agreements
  TransUnion amended Amendment No. 21 with Deutsche Bank AG New York Branch valued at $1,300,000,000 (effective 2023-10-27).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: Deutsche Bank AG New York Branch
  - Value: $1,300,000,000
  - Effective: 2023-10-27
  source text: (“Holdings”), Trans Union LLC (the “Borrower”), certain wholly-owned subsidiaries of TransUnion, Deutsche Bank AG New York Branch, as the administrative agent and the collateral agent, and the lenders party thereto entered into Amendment No.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1552033/000155203323000053/0001552033-23-000053-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.