{"schema_version":"secwatch.filing_event.v1","accession":"0001552033-24-000017","form_type":"8-K","ticker":"TRU","cik":"0001552033","company_name":"TransUnion","filed_at":"2024-02-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.577357+00:00","generated_at":"2026-06-06T03:23:01.921821+00:00","sec_items":["1.01","2.02","2.03","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"TransUnion Q4 revenue $954M (+6% YoY); guides FY2024 rev 3-5%; refinances $1.9B debt","bullets":["Q4 2023 revenue $954M (+6% YoY); adjusted diluted EPS $0.80 vs $0.78 prior year; net income $6M.","Announced transformation plan targeting $120-140M annualized opex savings and $70-80M capex reduction by 2026.","Refinanced $1.895B Senior Secured Term Loan B-7 at SOFR+2.00%, matures Dec 1, 2028.","FY2024 guidance: revenue growth 3-5%, adjusted diluted EPS $3.57-$3.74; Q1 revenue $971-980M.","Identified material weakness in internal control over financial reporting due to cost classification error."],"urls":{"canonical":"https://secwatch.observer/filing/0001552033-24-000017","json":"https://secwatch.observer/filing/0001552033-24-000017.json","markdown":"https://secwatch.observer/filing/0001552033-24-000017.md","text":"https://secwatch.observer/filing/0001552033-24-000017.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1552033/000155203324000017/0001552033-24-000017-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1552033/000155203324000017/ck0001552033-20240208.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T03:23:01.921821+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"bd404dc09412fa79cf0a112f2689d986058ff65d","claim":"TransUnion incurred term loan of $1,895,000,000 with Deutsche Bank AG New York Branch at term SOFR, subject to a 0.50% floor, plus an applicable margin of 2.00% or an al maturing December 1, 2028.","evidence_excerpt":"amended to refinance in full all of the Borrower’s outstanding 2021 Incremental Term B-6 Loans with a new tranche of Replacement Term Loans in an aggregate principal amount of $1,895,000,000 (the “2024 Replacement Term B-7 Loans”). In addition, all of the obligations under the Loan Documents were reaffirmed in all respects. The proceeds of the 2024 Replacement Term","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1552033/000155203324000017/0001552033-24-000017-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$1,895,000,000"},{"label":"Counterparty","value":"Deutsche Bank AG New York Branch"},{"label":"Rate","value":"term SOFR, subject to a 0.50% floor, plus an applicable margin of 2.00% or an al"},{"label":"Maturity","value":"December 1, 2028"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"b7d12fab8a70592e39be18e65d42045ff8416d3b","claim":"TransUnion reported the quarter and full-year ended December 31, 2023 results: revenue $954 million, EPS $0.03. Guidance reaffirmed.","evidence_excerpt":"Total revenue for the quarter was $954 million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1552033/000155203324000017/0001552033-24-000017-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and full-year ended December 31, 2023"},{"label":"Revenue","value":"$954 million"},{"label":"EPS","value":"$0.03"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"850fed75c864ba26a3cc0665099f5784c3090d82","claim":"TransUnion entered into Amendment No. 22 to Third Amended and Restated Credit Agreement with Deutsche Bank AG New York Branch valued at Amendment No. 22 refinanced in full the Borrower's outstanding 2021 Incremental Term B-6 Loans with (effective 2024-02-08).","evidence_excerpt":"On February 8, 2024, TransUnion Intermediate Holdings, Inc. (“Holdings”), Trans Union LLC (the “Borrower”), certain wholly-owned subsidiaries of TransUnion (the “Company”), Deutsche Bank AG New York Branch, as the administrative agent, and the lenders party thereto entered into Amendment No. 22 (the “Amendment”) to the Third Amended and Restated Credit Agreement, dated as of August 9, 2017","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1552033/000155203324000017/0001552033-24-000017-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Deutsche Bank AG New York Branch"},{"label":"Value","value":"Amendment No. 22 refinanced in full the Borrower's outstanding 2021 Incremental Term B-6 Loans with"},{"label":"Effective","value":"2024-02-08"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}