{"schema_version":"secwatch.filing_event.v1","accession":"0001552033-24-000072","form_type":"8-K","ticker":"TRU","cik":"0001552033","company_name":"TransUnion","filed_at":"2024-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.764350+00:00","generated_at":"2026-05-30T11:05:03.357326+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"TransUnion Q3 revenue up 12% to $1.085B, adjusted EPS $1.04; raises FY guidance","bullets":["Q3 revenue $1,085M (+12% YoY); net income $68M vs loss $319M; adjusted EPS $1.04 vs $0.91","U.S. Markets revenue $848M (+12%); Financial Services +17%, Consumer Interactive +21%","International revenue $242M (+11% CC); India +23% CC, Latin America +13% CC","Prepaid $105M debt YTD; raising FY2024 guidance: ~9% rev growth, adj EPS $3.87-$3.93","Adj EBITDA $394M (+11%); margin 36.3%; Q4 outlook rev $1.014-$1.034B"],"urls":{"canonical":"https://secwatch.observer/filing/0001552033-24-000072","json":"https://secwatch.observer/filing/0001552033-24-000072.json","markdown":"https://secwatch.observer/filing/0001552033-24-000072.md","text":"https://secwatch.observer/filing/0001552033-24-000072.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1552033/000155203324000072/0001552033-24-000072-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1552033/000155203324000072/ck0001552033-20241023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T11:05:03.357326+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}