---
schema_version: "secwatch.filing_event.v1"
accession: "0001552033-24-000072"
form_type: "8-K"
ticker: "TRU"
cik: "0001552033"
company_name: "TransUnion"
filed_at: "2024-10-23T23:59:59+00:00"
generated_at: "2026-05-30T11:05:03.357326+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# TransUnion Q3 revenue up 12% to $1.085B, adjusted EPS $1.04; raises FY guidance

## Summary
- Q3 revenue $1,085M (+12% YoY); net income $68M vs loss $319M; adjusted EPS $1.04 vs $0.91
- U.S. Markets revenue $848M (+12%); Financial Services +17%, Consumer Interactive +21%
- International revenue $242M (+11% CC); India +23% CC, Latin America +13% CC
- Prepaid $105M debt YTD; raising FY2024 guidance: ~9% rev growth, adj EPS $3.87-$3.93
- Adj EBITDA $394M (+11%); margin 36.3%; Q4 outlook rev $1.014-$1.034B

## SEC filing metadata
- accession: 0001552033-24-000072
- form_type: 8-K
- ticker: TRU
- cik: 0001552033
- company_name: TransUnion
- filed_at: 2024-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1552033/000155203324000072/0001552033-24-000072-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1552033/000155203324000072/ck0001552033-20241023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001552033-24-000072
- JSON: https://secwatch.observer/filing/0001552033-24-000072.json
- Plain text: https://secwatch.observer/filing/0001552033-24-000072.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.