{"schema_version":"secwatch.filing_event.v1","accession":"0001552033-25-000012","form_type":"8-K","ticker":"TRU","cik":"0001552033","company_name":"TransUnion","filed_at":"2025-02-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.974104+00:00","generated_at":"2026-05-26T22:15:32.763746+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"TransUnion beats Q4 guidance; revenue $1.037B (+9%), adj. EPS $0.97; new $500M buyback, dividend raised to $0.115","bullets":["Q4 revenue $1,037M (+9% YoY); net income $66M vs $6M; adjusted EBITDA $378M, margin 36% vs 34%.","Q4 adjusted diluted EPS $0.97 (vs $0.80) beat guidance; U.S. Markets revenue +8%, Financial Services +21%.","International revenue $245M (+11%); Consumer Interactive -11% but new freemium offering with Credit Sesame announced.","FY2025 guidance: revenue growth 3.5-5% as reported, 4.5-6% organic constant currency; Q1 rev $1,060-$1,074M.","New capital allocation: leverage target cut to <2.5x, quarterly dividend raised to $0.115, new $500M share repurchase authorization."],"urls":{"canonical":"https://secwatch.observer/filing/0001552033-25-000012","json":"https://secwatch.observer/filing/0001552033-25-000012.json","markdown":"https://secwatch.observer/filing/0001552033-25-000012.md","text":"https://secwatch.observer/filing/0001552033-25-000012.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1552033/000155203325000012/0001552033-25-000012-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1552033/000155203325000012/ck0001552033-20250213.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T22:15:32.763746+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}