---
schema_version: "secwatch.filing_event.v1"
accession: "0001552033-25-000012"
form_type: "8-K"
ticker: "TRU"
cik: "0001552033"
company_name: "TransUnion"
filed_at: "2025-02-13T23:59:59+00:00"
generated_at: "2026-05-26T22:15:32.763746+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# TransUnion beats Q4 guidance; revenue $1.037B (+9%), adj. EPS $0.97; new $500M buyback, dividend raised to $0.115

## Summary
- Q4 revenue $1,037M (+9% YoY); net income $66M vs $6M; adjusted EBITDA $378M, margin 36% vs 34%.
- Q4 adjusted diluted EPS $0.97 (vs $0.80) beat guidance; U.S. Markets revenue +8%, Financial Services +21%.
- International revenue $245M (+11%); Consumer Interactive -11% but new freemium offering with Credit Sesame announced.
- FY2025 guidance: revenue growth 3.5-5% as reported, 4.5-6% organic constant currency; Q1 rev $1,060-$1,074M.
- New capital allocation: leverage target cut to <2.5x, quarterly dividend raised to $0.115, new $500M share repurchase authorization.

## SEC filing metadata
- accession: 0001552033-25-000012
- form_type: 8-K
- ticker: TRU
- cik: 0001552033
- company_name: TransUnion
- filed_at: 2025-02-13T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1552033/000155203325000012/0001552033-25-000012-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1552033/000155203325000012/ck0001552033-20250213.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001552033-25-000012
- JSON: https://secwatch.observer/filing/0001552033-25-000012.json
- Plain text: https://secwatch.observer/filing/0001552033-25-000012.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.