secwatch.observer — SEC 8-K summary
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Issuer:     TransUnion (TRU)
CIK:        0001552033
Form:       8-K
Filed at:   2025-02-13T23:59:59+00:00
Accession:  0001552033-25-000012
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

TransUnion beats Q4 guidance; revenue $1.037B (+9%), adj. EPS $0.97; new $500M buyback, dividend raised to $0.115
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- Q4 revenue $1,037M (+9% YoY); net income $66M vs $6M; adjusted EBITDA $378M, margin 36% vs 34%.
- Q4 adjusted diluted EPS $0.97 (vs $0.80) beat guidance; U.S. Markets revenue +8%, Financial Services +21%.
- International revenue $245M (+11%); Consumer Interactive -11% but new freemium offering with Credit Sesame announced.
- FY2025 guidance: revenue growth 3.5-5% as reported, 4.5-6% organic constant currency; Q1 rev $1,060-$1,074M.
- New capital allocation: leverage target cut to <2.5x, quarterly dividend raised to $0.115, new $500M share repurchase authorization.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1552033/000155203325000012/0001552033-25-000012-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1552033/000155203325000012/ck0001552033-20250213.htm
  HTML page:      https://secwatch.observer/filing/0001552033-25-000012

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer