{"schema_version":"secwatch.filing_event.v1","accession":"0001552033-25-000055","form_type":"8-K","ticker":"TRU","cik":"0001552033","company_name":"TransUnion","filed_at":"2025-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.715451+00:00","generated_at":"2026-05-17T02:29:59.160143+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"TransUnion Q3 beats: revenue $1.17B (+8%), adj EPS $1.10; raises FY guidance, ups buyback to $1B","bullets":["Q3 revenue $1,170M (+8% YoY); adjusted diluted EPS $1.10 vs $1.04; reported EPS $0.49 vs $0.35.","U.S. Financial Services revenue +19%, Emerging Verticals +7.5%; International organic constant currency +6%.","Share repurchases of $200M YTD; board increased authorization to $1B.","FY2025 revenue growth guidance raised to 8–8.5%; adj EBITDA guidance $1,622–1,637M.","Operating cash flow $668M YTD, up from $579M prior year on improved performance and lower interest."],"urls":{"canonical":"https://secwatch.observer/filing/0001552033-25-000055","json":"https://secwatch.observer/filing/0001552033-25-000055.json","markdown":"https://secwatch.observer/filing/0001552033-25-000055.md","text":"https://secwatch.observer/filing/0001552033-25-000055.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1552033/000155203325000055/0001552033-25-000055-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1552033/000155203325000055/ck0001552033-20251023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:29:59.160143+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}