---
schema_version: "secwatch.filing_event.v1"
accession: "0001552033-26-000006"
form_type: "8-K"
ticker: "TRU"
cik: "0001552033"
company_name: "TransUnion"
filed_at: "2026-02-12T23:59:59+00:00"
generated_at: "2026-05-16T03:00:55.576543+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# TransUnion Q4 revenue $1.171B (+13% YoY), Adj EPS $1.07; guides FY26 growth 8-9%

## Summary
- Net income $101M ($0.52 diluted EPS) vs $66M ($0.34) a year ago; Adj net income $208M ($1.07 Adj diluted EPS).
- US Financial Services revenue grew 19% YoY; Emerging Verticals grew 16%; total US Markets +16%.
- Board raised quarterly dividend to $0.125/share from $0.115, payable March 13, 2026 to holders of record Feb 26.
- Repurchased ~$150M in shares in Q4, totaling $300M in FY2025; increased revolver capacity to $1.0B.
- FY2026 guidance: revenue growth 8-9%, Adj diluted EPS growth 8-10% ($4.63-$4.71).

## SEC filing metadata
- accession: 0001552033-26-000006
- form_type: 8-K
- ticker: TRU
- cik: 0001552033
- company_name: TransUnion
- filed_at: 2026-02-12T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 1.01, 2.02, 2.03, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1552033/000155203326000006/0001552033-26-000006-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1552033/000155203326000006/ck0001552033-20260211.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001552033-26-000006
- JSON: https://secwatch.observer/filing/0001552033-26-000006.json
- Plain text: https://secwatch.observer/filing/0001552033-26-000006.txt

## Source-grounded claims
- claim_id: b741f841a1bcad25832fcee4f939a025c482fe18
  claim: TransUnion amended revolving credit of $400,000,000 with Deutsche Bank AG New York Branch.
  evidence_excerpt: Pursuant to the Amendment, the Credit Agreement was amended to establish $400,000,000 of incremental revolving credit commitments (the “Incremental Commitments”) under the Revolving Credit Facility.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1552033/000155203326000006/0001552033-26-000006-index.htm
- claim_id: a177fe7d74c102f9ee3309512af756aa07067f54
  claim: TransUnion amended Amendment No. 25 with certain lenders valued at $400,000,000 (effective 2026-02-11).
  evidence_excerpt: On February 11, 2026, TransUnion Intermediate Holdings, Inc. (“Holdings”), Trans Union LLC (the “Borrower”), certain wholly-owned subsidiaries of TransUnion (the “Company”), Deutsche Bank AG New York Branch, as the administrative agent and the collateral agent, and the lenders party thereto, entered into Amendment No. 25 (the “Amendment”) to the Third Amended and Restated Credit Agreement, dated as of August 9, 2017 (as amended, amended and restated, supplemented and/or otherwise modified from time to time, including pursuant to the Amendment, the “Credit Agreement”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1552033/000155203326000006/0001552033-26-000006-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.