{"schema_version":"secwatch.filing_event.v1","accession":"0001552781-22-000556","form_type":"8-K","ticker":"FCCO","cik":"0000932781","company_name":"FIRST COMMUNITY CORP /SC/","filed_at":"2022-09-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:58.694506+00:00","generated_at":"2026-06-23T09:16:34.378250+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"FCCO provides 2Q22 operational update at investor conference; NIM expands, NPAs rise","bullets":["Loan growth of $40.5M in 2Q22 (18.6% annualized); driven by CRE and Midlands/Upstate SC.","NIM expanded 3 bps to 2.90%; net interest income impacted by $284K prepayment loss on CMOs.","NPAs increased $3.9M to $5.3M (0.32% of assets) due to one $4.1M CRE credit at 76% LTV.","Dividend maintained for 82 consecutive quarters; current yield 2.83%.","Near-term EPS target of $2.00; longer-term targets 1.20% ROA, 14.00% ROTE, 65.00% efficiency ratio."],"urls":{"canonical":"https://secwatch.observer/filing/0001552781-22-000556","json":"https://secwatch.observer/filing/0001552781-22-000556.json","markdown":"https://secwatch.observer/filing/0001552781-22-000556.md","text":"https://secwatch.observer/filing/0001552781-22-000556.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/932781/000155278122000556/0001552781-22-000556-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/932781/000155278122000556/e22425_fcco-8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T09:16:34.378250+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}