{"schema_version":"secwatch.filing_event.v1","accession":"0001552781-22-000600","form_type":"8-K","ticker":"FCCO","cik":"0000932781","company_name":"FIRST COMMUNITY CORP /SC/","filed_at":"2022-11-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:54.091966+00:00","generated_at":"2026-06-22T16:41:33.782227+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"FCCO Q3: Loan growth 14.7% annualized, NIM expands 36bps to 3.29%, deposit costs flat at 9bps","bullets":["Loan growth $33.9M in Q3 (14.7% annualized); YTD growth $86.5M (13.4% annualized).","Net interest margin expanded 36bps to 3.29% in Q3; deposit costs unchanged at 0.09%.","Nonperforming assets of $5.9M (0.36% of assets); one $4.0M non-accrual mixed-use CRE at 76% LTV.","Core EPS $1.76 YTD through Q3 2022; tangible book value $13.03 ($17.43 ex AOCI).","Mortgage production $17.4M in Q3 (vs $21.0M Q2); gain-on-sale margin 2.85%."],"urls":{"canonical":"https://secwatch.observer/filing/0001552781-22-000600","json":"https://secwatch.observer/filing/0001552781-22-000600.json","markdown":"https://secwatch.observer/filing/0001552781-22-000600.md","text":"https://secwatch.observer/filing/0001552781-22-000600.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/932781/000155278122000600/0001552781-22-000600-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/932781/000155278122000600/e22472_fcco-8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T16:41:33.782227+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}