{"schema_version":"secwatch.filing_event.v1","accession":"0001552781-23-000233","form_type":"8-K","ticker":"FCCO","cik":"0000932781","company_name":"FIRST COMMUNITY CORP /SC/","filed_at":"2023-04-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.917942+00:00","generated_at":"2026-06-17T00:16:49.660773+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"FCCO Q1 net income $3.46M, EPS $0.45; deposit growth 10.0% annualized; NIM 3.19%","bullets":["Net income of $3.463M ($0.45 diluted EPS) vs $3.489M ($0.46) in Q1 2022; pre-tax pre-provision earnings $4.496M.","Total deposits grew $34.8M (10.0% annualized) to $1.42B; pure non-CD deposits up $30.9M (9.15% annualized).","Net interest margin (taxable equivalent) 3.19%, down from 3.42% in Q4 2022 due to rising deposit costs.","Asset quality stable: non-performing assets ratio 0.29%, net loan recoveries $15K; allowance 1.15% of loans.","Board declared $0.14 per share dividend, payable May 16, 2023; share repurchase plan of up to 375K shares approved."],"urls":{"canonical":"https://secwatch.observer/filing/0001552781-23-000233","json":"https://secwatch.observer/filing/0001552781-23-000233.json","markdown":"https://secwatch.observer/filing/0001552781-23-000233.md","text":"https://secwatch.observer/filing/0001552781-23-000233.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/932781/000155278123000233/0001552781-23-000233-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/932781/000155278123000233/e23219_fcco-8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-17T00:16:49.660773+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}