---
schema_version: "secwatch.filing_event.v1"
accession: "0001552781-23-000321"
form_type: "8-K"
ticker: "FCCO"
cik: "0000932781"
company_name: "FIRST COMMUNITY CORP /SC/"
filed_at: "2023-07-19T23:59:59+00:00"
generated_at: "2026-06-13T06:47:01.559960+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Community Q2 net income $3.327M (+6.3% YoY); loan growth 15.9% annualized

## Summary
- Q2 net income $3.327M, EPS $0.43 vs $0.41 YoY; pre-tax pre-provision earnings up 14.5% to $4.433M.
- Loans increased $39.4M (15.9% annualized); deposits flat at $1.42B.
- Asset quality excellent: NPAs 0.06%, past due 0.05%; net loan recoveries $14K.
- Board declared $0.14/share dividend, payable Aug 15; 86th consecutive quarterly dividend.
- Investment advisory AUM hit record $675.4M; interest rate swap executed for $150M notional.

## SEC filing metadata
- accession: 0001552781-23-000321
- form_type: 8-K
- ticker: FCCO
- cik: 0000932781
- company_name: FIRST COMMUNITY CORP /SC/
- filed_at: 2023-07-19T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/932781/000155278123000321/0001552781-23-000321-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/932781/000155278123000321/e23314_fcco-8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001552781-23-000321
- JSON: https://secwatch.observer/filing/0001552781-23-000321.json
- Plain text: https://secwatch.observer/filing/0001552781-23-000321.txt

## Key facts
- Earnings Releases
  FIRST COMMUNITY CORP /SC/ reported the second quarter of 2023 results: net income $3.327 million, EPS $0.43 per common share.
  - Period: the second quarter of 2023
  - Net income: $3.327 million
  - EPS: $0.43 per common share
  - Result: reported results
  source text: First Community Corporation (the “Company”), holding company for First Community Bank, issued a press release announcing its financial results for the period ended June 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/932781/000155278123000321/0001552781-23-000321-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.