{"schema_version":"secwatch.filing_event.v1","accession":"0001552781-23-000409","form_type":"8-K","ticker":"FCCO","cik":"0000932781","company_name":"FIRST COMMUNITY CORP /SC/","filed_at":"2023-10-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.451900+00:00","generated_at":"2026-06-09T22:18:39.521891+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Community Corp Q3 net income $1.76M, down 56% QoQ; EPS $0.23; loan growth 22.9% annualized","bullets":["Net income fell to $1.756M ($0.23 diluted EPS) from $3.327M ($0.43) in Q2 2023 and $3.951M ($0.52) in Q3 2022.","Total loans increased $59.5M (22.9% annualized) and total deposits rose $71.3M (19.9% annualized) during Q3.","Sold $39.9M of U.S. Treasuries at a pre-tax loss of $1.2M to improve balance sheet efficiency and fund loan growth.","Board declared $0.14/share cash dividend payable Nov 14 to holders of record Oct 31; 87th consecutive quarterly dividend.","Fraud losses spiked $230K due to mail check fraud; bank deployed countermeasures and case volumes are abating."],"urls":{"canonical":"https://secwatch.observer/filing/0001552781-23-000409","json":"https://secwatch.observer/filing/0001552781-23-000409.json","markdown":"https://secwatch.observer/filing/0001552781-23-000409.md","text":"https://secwatch.observer/filing/0001552781-23-000409.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/932781/000155278123000409/0001552781-23-000409-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/932781/000155278123000409/e23416_fcco-8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T22:18:39.521891+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2c32dbe7a20c925ef52704c7fa8d9dbb96118517","claim":"FIRST COMMUNITY CORP /SC/ reported the third quarter of 2023 results: net income $1.756 million, EPS $0.23 per common share.","evidence_excerpt":"Diluted earnings per common share were $0.23 for the third quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/932781/000155278123000409/0001552781-23-000409-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter of 2023"},{"label":"Net income","value":"$1.756 million"},{"label":"EPS","value":"$0.23 per common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}