---
schema_version: "secwatch.filing_event.v1"
accession: "0001552781-24-000017"
form_type: "8-K"
ticker: "FCCO"
cik: "0000932781"
company_name: "FIRST COMMUNITY CORP /SC/"
filed_at: "2024-01-24T23:59:59+00:00"
generated_at: "2026-06-06T19:44:44.100455+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# First Community Q4 net income $3.3M, EPS $0.43 vs $0.53 YoY; full-year EPS $1.55 down 19%

## Summary
- Q4 net income $3.297M, EPS $0.43, vs $4.043M, $0.53 in Q4 2022.
- Full-year 2023 net income $11.843M, EPS $1.55, vs $14.613M, $1.92 in 2022.
- Loans grew $153.2M (15.6%) in 2023; deposits grew $125.6M (9.1%), excluding brokered CDs +5.6%.
- Declares $0.14 dividend payable Feb 20, 2024 to shareholders of record Feb 6; 88th consecutive quarter.
- Non-performing assets 0.05% of total assets; net recoveries of $6k for 2023; credit quality excellent.

## SEC filing metadata
- accession: 0001552781-24-000017
- form_type: 8-K
- ticker: FCCO
- cik: 0000932781
- company_name: FIRST COMMUNITY CORP /SC/
- filed_at: 2024-01-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/932781/000155278124000017/0001552781-24-000017-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/932781/000155278124000017/e24021_fcco-8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001552781-24-000017
- JSON: https://secwatch.observer/filing/0001552781-24-000017.json
- Plain text: https://secwatch.observer/filing/0001552781-24-000017.txt

## Key facts
- Earnings Releases
  FIRST COMMUNITY CORP /SC/ reported the fourth quarter and year end of 2023 results: net income $3.297 million for the fourth quarter of 2023 and $11.843 million for the year of 2023, EPS $0.43 per common share for the fourth quarter of 2023 and $1.55 per common share for the year of 2023.
  - Period: the fourth quarter and year end of 2023
  - Net income: $3.297 million for the fourth quarter of 2023 and $11.843 million for the year of 2023
  - EPS: $0.43 per common share for the fourth quarter of 2023 and $1.55 per common share for the year of 2023
  - Result: reported results
  source text: First Community Corporation Announces Fourth Quarter and Year End 2023 Results
  evidence_url: https://www.sec.gov/Archives/edgar/data/932781/000155278124000017/0001552781-24-000017-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.