{"schema_version":"secwatch.filing_event.v1","accession":"0001552781-24-000238","form_type":"8-K","ticker":"FCCO","cik":"0000932781","company_name":"FIRST COMMUNITY CORP /SC/","filed_at":"2024-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.540831+00:00","generated_at":"2026-06-03T22:00:09.413301+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"FCCO Q1 net income falls to $2.6M ($0.34) from $3.5M YoY; deposit growth strong","bullets":["Net income $2.597M ($0.34 diluted EPS) vs $3.463M ($0.45) YoY; net interest margin 2.79% vs 3.19%.","Total deposits $1.578B, customer deposits up 15% annualized; loans grew 8.3% annualized to $1.157B.","Non-performing assets 0.04% of total assets; net charge-offs $22K; credit quality excellent.","Cash dividend $0.14 per share, 89th consecutive quarterly dividend, payable May 14 to holders of record April 30.","Announced closure of Augusta, GA branch effective June 27, 2024; expected annual cost savings $327K."],"urls":{"canonical":"https://secwatch.observer/filing/0001552781-24-000238","json":"https://secwatch.observer/filing/0001552781-24-000238.json","markdown":"https://secwatch.observer/filing/0001552781-24-000238.md","text":"https://secwatch.observer/filing/0001552781-24-000238.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/932781/000155278124000238/0001552781-24-000238-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/932781/000155278124000238/e24193_fcco-8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T22:00:09.413301+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c69f6a841f384c7e56b6f4baf2839185b300d7c3","claim":"FIRST COMMUNITY CORP /SC/ reported first quarter of 2024 results: net income $2.597 million, EPS $0.34 per common share.","evidence_excerpt":"First Community reported net income for the first quarter of 2024 of $2.597 million with diluted earnings per common share of $0.34.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/932781/000155278124000238/0001552781-24-000238-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2024"},{"label":"Net income","value":"$2.597 million"},{"label":"EPS","value":"$0.34 per common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}