---
schema_version: "secwatch.filing_event.v1"
accession: "0001552781-24-000403"
form_type: "8-K"
ticker: "FCCO"
cik: "0000932781"
company_name: "FIRST COMMUNITY CORP /SC/"
filed_at: "2024-07-17T23:59:59+00:00"
generated_at: "2026-05-31T20:22:47.243642+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# FCCO reports Q2 net income $3.265M, EPS $0.42; increases dividend to $0.15 per share

## Summary
- Net income $3.265M ($0.42 diluted EPS) up 25.7% linked quarter; YTD net income $5.862M.
- Net interest margin (tax-equiv) 2.93%, up 14 bps; loan growth $31.9M (annualized 11.1%).
- Customer deposit growth $44.1M ex-brokered (annualized 11.7%); cost of funds nearly flat at 2.17%.
- Cash dividend increased to $0.15 per share (payable Aug 13, record Jul 30); 90th consecutive quarter.
- Mortgage production $49.0M (highest since 2020); investment advisory AUM record $865.6M.

## SEC filing metadata
- accession: 0001552781-24-000403
- form_type: 8-K
- ticker: FCCO
- cik: 0000932781
- company_name: FIRST COMMUNITY CORP /SC/
- filed_at: 2024-07-17T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/932781/000155278124000403/0001552781-24-000403-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/932781/000155278124000403/e24310_fcco-8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001552781-24-000403
- JSON: https://secwatch.observer/filing/0001552781-24-000403.json
- Plain text: https://secwatch.observer/filing/0001552781-24-000403.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.