{"schema_version":"secwatch.filing_event.v1","accession":"0001552781-24-000568","form_type":"8-K","ticker":"FCCO","cik":"0000932781","company_name":"FIRST COMMUNITY CORP /SC/","filed_at":"2024-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.426803+00:00","generated_at":"2026-05-30T14:15:53.875155+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Community Corp Q3 net income $3.86M, EPS $0.50; NIM expands to 2.96%","bullets":["Net income $3.861M ($0.50 diluted EPS) vs $3.265M ($0.42) in Q2 and $1.756M ($0.23) in Q3 2023; YTD $9.723M vs $8.546M.","Total loans grew $7.5M in Q3 (2.5% annualized); deposits grew $39.5M (9.8% annualized). Customer deposits (ex-brokered) up $60M (15.3% annualized).","Net interest margin (tax-equivalent) improved to 2.96% from 2.93% in Q2; loan portfolio yield up 13 bps to 5.73%.","Cash dividend $0.15/share declared (91st consecutive quarter), payable Nov 12; new share repurchase plan up to $7.1M authorized.","Strong credit quality: NPAs ratio 0.04%, past due 0.11%, net charge-offs $68K. Tangible book value $16.78 (up from $15.85 in Q2)."],"urls":{"canonical":"https://secwatch.observer/filing/0001552781-24-000568","json":"https://secwatch.observer/filing/0001552781-24-000568.json","markdown":"https://secwatch.observer/filing/0001552781-24-000568.md","text":"https://secwatch.observer/filing/0001552781-24-000568.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/932781/000155278124000568/0001552781-24-000568-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/932781/000155278124000568/e24412_fcco-8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T14:15:53.875155+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}