---
schema_version: "secwatch.filing_event.v1"
accession: "0001552781-24-000580"
form_type: "8-K"
ticker: "FCCO"
cik: "0000932781"
company_name: "FIRST COMMUNITY CORP /SC/"
filed_at: "2024-11-05T23:59:59+00:00"
generated_at: "2026-05-30T05:44:51.130509+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "medium"
source: SEC EDGAR
---

# First Community Corp reports 9M24 core EPS $1.23, total assets $1.9B, NIM inflection in 2Q24

## Summary
- Total assets $1.9B at Sep 30, 2024; loan portfolio LTM growth 9.6% (ex-PPP).
- Core net income YTD 9M24 $9.423M ($1.23 core EPS); pre-tax pre-provision earnings $11.623M.
- Net interest margin inflection began in 2Q24; interest rate swap added 15 bps to 3Q24 NIM.
- Dividend of $0.145 per quarter for 91 consecutive quarters; current yield 2.53% based on $23.74 close.
- Non-interest bearing deposits 27% of total; deposit cost 2.03% in 3Q24; uninsured deposits 30%.

## SEC filing metadata
- accession: 0001552781-24-000580
- form_type: 8-K
- ticker: FCCO
- cik: 0000932781
- company_name: FIRST COMMUNITY CORP /SC/
- filed_at: 2024-11-05T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: medium
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/932781/000155278124000580/0001552781-24-000580-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/932781/000155278124000580/e24437_fcco-8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001552781-24-000580
- JSON: https://secwatch.observer/filing/0001552781-24-000580.json
- Plain text: https://secwatch.observer/filing/0001552781-24-000580.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.