{"schema_version":"secwatch.filing_event.v1","accession":"0001552781-25-000150","form_type":"8-K","ticker":"FCCO","cik":"0000932781","company_name":"FIRST COMMUNITY CORP /SC/","filed_at":"2025-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.873165+00:00","generated_at":"2026-05-23T08:50:40.055428+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Community Corp Q1 2025: EPS $0.51, NIM 3.13%, loan growth 10.4% annualized, $0.15 dividend","bullets":["Net income $3.997M, diluted EPS $0.51, vs $2.597M and $0.34 in Q1 2024; linked quarter EPS $0.55.","Total loans grew $31.4M to $1.252B (10.4% annualized); deposits grew $49.8M to $1.726B (12.1% annualized).","Net interest margin (tax-equivalent) expanded 13 bps to 3.13% from 2.79% YoY; cost of funds decreased 11 bps to 1.94%.","Asset quality excellent: NPAs 0.03% of assets, past due loans 0.14%; net recoveries $11k.","Cash dividend $0.15 per share declared, payable May 20, 2025 to holders of record May 6, 2025 (93rd consecutive quarter)."],"urls":{"canonical":"https://secwatch.observer/filing/0001552781-25-000150","json":"https://secwatch.observer/filing/0001552781-25-000150.json","markdown":"https://secwatch.observer/filing/0001552781-25-000150.md","text":"https://secwatch.observer/filing/0001552781-25-000150.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/932781/000155278125000150/0001552781-25-000150-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/932781/000155278125000150/e25180_fcco-8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T08:50:40.055428+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}