{"schema_version":"secwatch.filing_event.v1","accession":"0001552781-25-000220","form_type":"8-K","ticker":"FCCO","cik":"0000932781","company_name":"FIRST COMMUNITY CORP /SC/","filed_at":"2025-07-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.733751+00:00","generated_at":"2026-05-18T06:50:42.623769+00:00","sec_items":["1.01","7.01","8.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Community to acquire Signature Bank of Georgia in $41.6M stock deal, expanding into Atlanta MSA","bullets":["Total transaction value ~$41.6M based on FCCO closing price of $24.84; each SGBG share exchanged for 0.6410 FCCO shares.","Pro forma combined company: ~$2.3B assets, $2.0B deposits, $1.5B loans, 23 offices across SC and GA.","Expected to be accretive to FCCO EPS by ~4.4% in 2026; TCE/TA ratio improves ~35bps to 7.45%.","Tangible book value dilution ~2.6% with ~2.2 year earnback; estimated IRR of ~27.6%.","Closing anticipated early Q1 2026; subject to regulatory and shareholder approvals; unanimous board approval."],"urls":{"canonical":"https://secwatch.observer/filing/0001552781-25-000220","json":"https://secwatch.observer/filing/0001552781-25-000220.json","markdown":"https://secwatch.observer/filing/0001552781-25-000220.md","text":"https://secwatch.observer/filing/0001552781-25-000220.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/932781/000155278125000220/0001552781-25-000220-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/932781/000155278125000220/e25257_fcco-8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T06:50:42.623769+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}