{"schema_version":"secwatch.filing_event.v1","accession":"0001552781-25-000227","form_type":"8-K","ticker":"FCCO","cik":"0000932781","company_name":"FIRST COMMUNITY CORP /SC/","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.733897+00:00","generated_at":"2026-05-18T04:02:18.456478+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Community reports record Q2 earnings; EPS $0.67, dividend increase, acquisition of Signature Bank of Georgia","bullets":["Net income $5.186M in Q2 2025, up 58.8% YoY; diluted EPS $0.67, up 59.5% YoY.","Net interest margin (tax-equiv) 3.21%, up 8 bps linked quarter.","Assets under management hit record $1.011B; mortgage production record $62.9M.","Credit quality: NPAs 0.02%, net charge-offs $10K; loan recoveries $5K.","Cash dividend increased to $0.16/share (payable Aug 19, record Aug 5); 94th consecutive quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001552781-25-000227","json":"https://secwatch.observer/filing/0001552781-25-000227.json","markdown":"https://secwatch.observer/filing/0001552781-25-000227.md","text":"https://secwatch.observer/filing/0001552781-25-000227.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/932781/000155278125000227/0001552781-25-000227-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/932781/000155278125000227/e25264_fcco-8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:02:18.456478+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}