---
schema_version: "secwatch.filing_event.v1"
accession: "0001552781-25-000227"
form_type: "8-K"
ticker: "FCCO"
cik: "0000932781"
company_name: "FIRST COMMUNITY CORP /SC/"
filed_at: "2025-07-23T23:59:59+00:00"
generated_at: "2026-05-18T04:02:18.456478+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First Community reports record Q2 earnings; EPS $0.67, dividend increase, acquisition of Signature Bank of Georgia

## Summary
- Net income $5.186M in Q2 2025, up 58.8% YoY; diluted EPS $0.67, up 59.5% YoY.
- Net interest margin (tax-equiv) 3.21%, up 8 bps linked quarter.
- Assets under management hit record $1.011B; mortgage production record $62.9M.
- Credit quality: NPAs 0.02%, net charge-offs $10K; loan recoveries $5K.
- Cash dividend increased to $0.16/share (payable Aug 19, record Aug 5); 94th consecutive quarter.

## SEC filing metadata
- accession: 0001552781-25-000227
- form_type: 8-K
- ticker: FCCO
- cik: 0000932781
- company_name: FIRST COMMUNITY CORP /SC/
- filed_at: 2025-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/932781/000155278125000227/0001552781-25-000227-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/932781/000155278125000227/e25264_fcco-8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001552781-25-000227
- JSON: https://secwatch.observer/filing/0001552781-25-000227.json
- Plain text: https://secwatch.observer/filing/0001552781-25-000227.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.