secwatch.observer — SEC 8-K summary
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Issuer:     FIRST COMMUNITY CORP /SC/ (FCCO)
CIK:        0000932781
Form:       8-K
Filed at:   2025-07-23T23:59:59+00:00
Accession:  0001552781-25-000227
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Community reports record Q2 earnings; EPS $0.67, dividend increase, acquisition of Signature Bank of Georgia
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- Net income $5.186M in Q2 2025, up 58.8% YoY; diluted EPS $0.67, up 59.5% YoY.
- Net interest margin (tax-equiv) 3.21%, up 8 bps linked quarter.
- Assets under management hit record $1.011B; mortgage production record $62.9M.
- Credit quality: NPAs 0.02%, net charge-offs $10K; loan recoveries $5K.
- Cash dividend increased to $0.16/share (payable Aug 19, record Aug 5); 94th consecutive quarter.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/932781/000155278125000227/0001552781-25-000227-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/932781/000155278125000227/e25264_fcco-8k.htm
  HTML page:      https://secwatch.observer/filing/0001552781-25-000227

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